RRSP Withdrawal Applications

Generally, RRSP withdrawal application may require you to sign the form as a sworn declaration or affidavit. Essentially, you must swear or affirm before a Notary Public or Commissioner of Oaths that the contents of the form are true and accurate. In addition, if you have a spouse or partner, there may need to be a declaration signed by your spouse or partner that the RRSPs are being withdrawn with your consent and approval.

Are you looking for a Notary Public Mississauga to notarize or commission your RRSP Withdrawal Application? Contact The Notary Guy today to assist with your Notary Public Mississauga needs.

FREQUENTLY ASKED QUESTIONS

An RRSP Withdrawal Application is a form that must be submitted to withdraw funds from an individual’s Registered Retirement Savings Plan before they reach the age of 71 (in most cases).

These rules may vary, depending on the Savings plan and the financial institution you have opted. In most cases, you will be subject to taxes on the withdrawn funds and may be subject to penalties if you withdraw before the age of 71.

To withdraw funds from your RRSP, you will need to fill out an RRSP Withdrawal Application to submit to your financial institution. You may also be required to provide proof of identity (yours) and your RRSP account information.

Proof of identity (such as a Government-issued ID), your RRSP account information (such as account number) and your account ‘plan type’ will be required in most cases.

An RRSP Withdrawal Application might be rejected if you do not meet the age requirement if you have a non-compliance with withholding tax if you don’t meet the Home Buyers’ Plan or Lifelong Learning Plan criteria, or have a non-compliance with the RRSP’s rules and regulations, such as over-contributing or not reporting a change in marital status. 

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